Hello Everyone,
We are from credex fisol Pvt Ltd,
personal loans cibil score is 720 required, and minimum salary is 25k is required.
Personal Loan : A personal loan is a loan for your personal use, be it your child’s wedding, a dream vacation, or a shopping extravaganza. A personal loan does not require any security or collateral and can be availed without much fuss. Typically personal loans range from Rs. 50,000 to Rs. 50 Lacs with a tenure typically ranging from 12 to 60 months. Getting a Personal loan is quite stress free and there are typically a number of offers in the market most of the time.
Apart from the rate of interest banks also charge some fees which are usually of two types. Once when you are applying for the loan and once when you are pre-closing the loan. The fees when charged at the time of processing called as Processing Fees vary from bank to bank from 0% - 2% of the loan amount. the second charge is the prepayment penalty paid at the time of pre-closure. This too varies from 2% – 3 %.
Personal Loan Eligibility Criteria
Personal loans eligibility criteria can be fairly stringent, considering banks need to mitigate their risk. Most people with a regular source of income such as salaried individuals or self-employed individuals can avail a personal loan. Banks consider salaried individuals, self-employed professionals and self-employed business people.
We are from credex fisol Pvt Ltd,
personal loans cibil score is 720 required, and minimum salary is 25k is required.
Personal Loan : A personal loan is a loan for your personal use, be it your child’s wedding, a dream vacation, or a shopping extravaganza. A personal loan does not require any security or collateral and can be availed without much fuss. Typically personal loans range from Rs. 50,000 to Rs. 50 Lacs with a tenure typically ranging from 12 to 60 months. Getting a Personal loan is quite stress free and there are typically a number of offers in the market most of the time.
Apart from the rate of interest banks also charge some fees which are usually of two types. Once when you are applying for the loan and once when you are pre-closing the loan. The fees when charged at the time of processing called as Processing Fees vary from bank to bank from 0% - 2% of the loan amount. the second charge is the prepayment penalty paid at the time of pre-closure. This too varies from 2% – 3 %.
Personal Loan Eligibility Criteria
Personal loans eligibility criteria can be fairly stringent, considering banks need to mitigate their risk. Most people with a regular source of income such as salaried individuals or self-employed individuals can avail a personal loan. Banks consider salaried individuals, self-employed professionals and self-employed business people.
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